For those clients who work mostly on site and don’t have business premises to insure, a stand-alone Employers’ Liability and Public/Products Liability Insurance arrangement is what they require. This type of policy will afford you the protection you require to satisfy any legal obligation you may have to your employees for any injury or illness they suffer in carrying out their duties for you and for which you could be held legally liable.

It will also protect you from claims from members of the public for injury or damage resulting from the negligence of your employees in the course of carrying out their duties for you or by any product supplied by you again for which you could be held legally liable.

Key areas of cover include:

• £10,000,000 Employers’ Liability limit of indemnity as standard

• Up to £10,000,000 Public Liability and Products Liability limit of indemnity available for most business types – higher limits available in most cases

• Almost all business types can be accommodated

• Cover provided both on the premises and whilst working on site

• Legal expenses included in the defence of all claims

• Monthly instalment facilities available